| ANNUAL PERCENTAGE YIELD (APY) AS OF March 1, 2013 | |||||
|
TYPE
|
MINIMUM DEPOSIT TO OPEN THE ACCOUNT
|
MINIMUM BALANCE TO OBTAIN APY
|
APY
|
MINIMUM BALANCE TO OBTAIN APY
|
APY
|
|
MAIN STREET GOLD
|
$100.00
|
N/A
|
N/A
|
$500.00
|
0.10%
|
|
NOW
|
$1,500.00
|
N/A
|
N/A
|
$1,500.00
|
0.10%
|
|
SNOW
|
$2,000.00
|
$1,500.00
|
0.05%
|
$2,000.00
|
0.15%
|
|
MMA
|
$2,500.00
|
$1,500.00
|
0.05%
|
$2,500.00
|
0.15%
|
|
MMA PLUS
|
$25,000.00
|
NO MINIMUM
|
0.10%
|
$25,000.00
|
0.20%
|
|
SNOW PLUS
|
$25,000.00
|
NO MINIMUM
|
0.10%
|
$25,000.00
|
0.20%
|
|
SAVINGS
|
$100.00
|
N/A
|
N/A
|
NO MINIMUM
|
0.30%
|
|
HEALTH SAVINGS
|
$100.00
|
N/A
|
N/A
|
NO MINIMUM
|
0.50%
|
|
TRADITIONAL & ROTH IRA AS OF AUGUST 1, 2011
|
NO MINIMUM
|
N/A
|
N/A
|
NO MINIMUM
|
1.00%
|
|
CHRISTMAS CLUB
|
$5.00
|
N/A
|
N/A
|
NO MINIMUM
|
2.00%
|
|
APY'S MAY CHANGE AFTER ACCOUNTS ARE OPENED. FEES MAY REDUCE EARNINGS ON ACCOUNTS. |
|||||
| CD RATES AS OF March 1, 2013 | ||
|
INTEREST RATE
|
MATURITY TERM IN MONTHS
|
ANNUAL PERCENTAGE YIELD
|
|
0.10%
|
1
|
0.10%
|
|
0.10%
|
3
|
0.10%
|
|
0.3%
|
6
|
0.3%
|
|
0.40%
|
12
|
0.40%
|
|
0.50%
|
18
|
0.50%
|
|
0.65%
|
24
|
0.65%
|
|
0.65%
|
30
|
0.65%
|
|
.90%
|
36
|
.90%
|
|
.90%
|
37
|
.90%
|
|
A PENALTY FOR EARLY WITHDRAWAL WILL BE IMPOSED. MINIMUM BALANCE TO OPEN A CD IS $100.00 |
||
 Member FDIC |
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